About Riverell: Our Story and Mission (Not a Lender)

Our story

From small streams to bigger rivers.

Every river starts as a small stream. Most businesses in Singapore start the same way: an idea, a few people and a lot of hard work. Some are just setting up, some are growing fast, and some are well established and looking for their next step.

At every stage, the same questions come back. What kinds of financing are there? What does each one really cost? What will a lender ask for? The answers are scattered across government pages, bank websites, ads and word of mouth, and it is hard to know where to start.

Riverell began as a team of people who wanted to change that. We gather what we learn from official sources, explain it in plain English and share it openly, so business owners can see their options before they speak to anyone.

Streams grow by flowing on and by joining others. That is our hope for every business we reach: to grow from a small stream into a bigger river, or to join with others and become a bigger one, together.

Our mission

Who is Riverell for, and what do we hope to do?

To help business owners in Singapore understand business financing clearly, and to help lenders understand what business owners are looking for.

For business owners

For SMEs in Singapore at every stage, whether new, growing or established, and for companies keen to explore doing business in Singapore. We share information, knowledge and recent changes on business financing, so you can become more aware of your options before you speak to any bank or lender.

For lenders

By sharing openly the questions business owners ask and what they look for, we hope lenders can understand them better. In that way, we hope Riverell can be a voice for business owners. LEGAL REVIEW

What we value

What does Riverell value?

True heart

We share because we care about business owners, and we say plainly what we know and what we don’t.

Clarity

Plain English, official sources, dated checks, and illustrations labelled as illustrations.

A voice for business owners

We start from the questions owners actually ask, and we hope to help lenders hear them.

Growing together

New, growing or established, every business can grow, and grow further by joining with others.

How we work

What rules does Riverell keep?

These apply to every guide, the Financing Check and anything we add later.

Not a lender

Riverell does not lend money, arrange loans or make credit decisions. We do not show approval chances or borrowing limits.

General information only

We share general information about types of financing, and our own views. Nothing on Riverell is financial advice for your business.

Plain and source-led

We decide what goes in our guides based on official sources. Guides describe routes, not sales pitches. We ask you to check terms directly with any provider before you agree.

Read the details: how we work and our editorial policy.

Team & contact

Who is behind Riverell?

The Riverell team

Riverell is run by the Riverell team, people who care about business owners and share what they learn about business financing with SMEs in Singapore and with companies exploring business here. We are an AI-native team: we use AI to research and draft, and the team reviews each guide before it's published.

Guides are written and updated by the team and published under the name “Riverell editorial team”. We do not publish individual names, we do not use invented author names, and we do not claim credentials or expertise.

Every figure in the guides is checked against the official source cited next to it, and each guide shows the date of that check. The current guides were fact-checked on 25 Oct 2026. An independent expert review is pending, and each guide says so until it is done. LEGAL REVIEW

Read our editorial policy →

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Contact

Email address shown for layout only. It is not set up yet and will not receive mail.

hello@riverell.com

Frequently asked questions

Is Riverell a lender?

No. Riverell does not lend money, arrange loans or make credit decisions, and it does not show approval chances or borrowing limits.

Who runs Riverell?

Riverell is run by the Riverell team, people who care about business owners and share what they learn about business financing. Guides are published under the name Riverell editorial team, without individual names.

LEGAL REVIEW

Who is Riverell for?

Riverell is for SMEs in Singapore at every stage, whether new, growing or established, and for companies keen to explore doing business in Singapore.

Understand first.
Apply second.